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07 Jul

Melbourne Car Hire: Insurance Policies Explained byHertz AU

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Going on a Melbourne trip to relax and unwind? Then you should carefully plan your trip if you want to enjoy a getaway that is just one for the books. Booking a Melbourne car hire vehicle should be included in your plan since this transportation option can go a very long way if you want to visit as much attractions as you want and escape the hustle and bustle of public transportation.

 

Before signing up, it would be best if you’ll familiarize yourself with the insurance policies that Melbourne car hire firms offer because it is a significant part of your rental fee. They are explained in the paragraphs below and it would be best to scrupulously review them if you want to get your money’s worth.

Personal Accident Insurance (PAI)

With Personal Accident Insurance you, the renter can elect for accidental medical expense as well as accidental death coverage for yourself and your passengers during the whole rental period. If this particular coverage is accepted, the benefits that the renter will enjoy apply to accidental injuries and death that were obtained during the rental period, whether you are in the car or not. Passengers are also covered but it should be proven that they are inside the vehicle when the accident took place.

Personal Effects Coverage (PEC)

This particular insurance policy covers the loss or damage of your personal belongings when renting a vehicle. By opting for this particular coverage, you can rest assured that your stuff will be covered throughout the rental period. It should be noted, however, that the benefits of the PEC does not extend to non-family members that are vacationing or travelling with you.

Liability Insurance Supplement (LIS)

LIS provides a certain amount for increased protection against property damage or bodily injury. This particular insurance policy is a must if you want to safeguard your personal assets or your insurance policy. To add, the LIS also offers a certain amount for combined property damage and combined bodily injury claims if your accident is caused by an uninsured or underinsured driver.

Melbourne Car Hire: Conclusion

There you have it, the insurance policies that are offered by a vast majority of Melbourne Car Hire companies. Before signing up, it would be best to ask your personal insurance provider if your policy can also be used on car rentals. If not, you may need to apply for them if you want to enjoy maximum coverage throughout your trip since they are optional.

 

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